We have developed an insurance scheme specifically for Masonic Orders. This scheme caters for the insurance of Masonic Temples and the social club, the Regalia belonging to the Lodge together with the Regalia belonging to the individual members is insured through this scheme.

The insurance cover can be extended to include Tenant Orders, that is to say, if there are Tenant Orders using the Lodge premises for their own meetings, they can arrange their own specific insurance cover to protect against Third Party Liability, Money and their own members' Regalia.

The scheme has been in force for 20 years and whilst insurance services are available throughout the United Kingdom, Circle Insurance Services plc, incorporating Thomas Bryce Limited of Scotland, are now the largest Masonic Lodge insurers in Scotland.

Masonic Lodge Schemes and other association and organisational schemes are available to you through Circle Insurance Services Plc providing comprehensive cover at highly competitive rates.

SUMMARY OF COVER

• Buildings - Lodge Buildings including Landlords Fixtures and Fittings, Boundary Walls, Gates and Fences belonging to the insured for which he is responsible.
• Contents & Stock - To include Business Furniture, Fixtures and Fittings, Plant and Appliances, Regalia and all other Masonic Lodge contents of the property of the insured or held by them in trust for which they are responsible in the premises or temporarily removed for cleaning, renovation or repairs elsewhere in Great Britain, Northern Ireland, Isle of Man and Channel Islands.

Contents to include Documents, Manuscripts, Computer Equipment, Telephone Installation, Tenants Improvements and Decorations.

The cover is extended to include Fire, Lightning, Explosion and Earthquake, impact by Aircraft or other aerial devices, Storm or Flood with certain Warranties and Exclusions.

Bursting or overflowing or leaking of Water Tanks, Apparatus or Pipes. Leakage of Fuel Oil from any fixed domestic heating installation. Leakage of Beverage from tanks, apparatus or pipes.

In addition to other Standard Perils, All Risks cover has been extended to the Regalia of the Masonic Orders and members.

Stock with a seasonal increase to cover the Christmas period.

• Replacement of Keys or locks due to a break-in or an attempted break-in.
• Business Interruption to individual requirements.
• Loss of Licence to individual requirements
• Employers Liability
• Public Liability
• Member to Member Liability.
• Money & Assault Cover
• Glass and Sanitary Fittings, subject to policy excesses.
• Masonic Regalia. Subject to agreed limits.
• External Lighting of the grounds or property
• Money in Gaming Machines within the premises, subject to agreed limits.