Hi-Q Motor Traders Insurance
Circle Insurance Service has been working exclusively with Hi-Q for a number of years. This has enabled us to negotiate and develop an insurance programme exclusively for Franchised and Dealer Partners.

The Hi-Q policy offers Franchises and Dealer Partners the insurance they require and provides tangible benefits. Our cover is based on working experience in your industry and is offered at a competitive price.
In addition to the standard core property and liability policies, we have negotiated the key enhancements to a standard motor trade policy :

  • 12 months interest free credit available.
  • A convertible excess on property damage claim only. Where the loss exceeds £1,250 the excess reverts from £250 to nil. Where the loss is in respect of vehicles outside overnight the excess reduces to £250. This only applies in respect of the Material Damage Section
  • Increased money limits
  • Personal Accident and Assault benefits are increased
  • Automatic £5,000,000 limit of indemnity under the Public Liability Section including third party property damage under road risks.
  • Customer Vehicles. An automatic limit of £250,000 will apply. Single vehicle limit £50,000
  • Automatic cover to £100,000 for any one claim or £25,000 for one vehicle in respect of Financial Loss
  • The option to reduce the standard road risks excess of £250 to £100.
  • Windscreen claims do not affect the no claims bonus.
  • New for old cover on vehicles less than 12 months old.

For more information or a quotation please contact Peter Jones or Janet Bodycote at the Coventry office or email hiq@circleins.com or complete the under-noted enquiry form.